Individual personal account in Pension Fund. How to get an extract from the pension fund Special part of the PFR personal account

All citizens have an individual personal account of the insured person. This is participation in the mandatory pension insurance system in the Russian Federation.

The account status determines whether you are eligible to receive payments.

The Russian Pension Fund is the organization that is responsible for managing this type of account. This activity is based on No. 27-FZ. The Pension Fund is also responsible for opening the account.

There are several component sections in a citizen’s individual personal account:

• General information part.
• Special sections of the document.
• According to professional data.

Description of the contents of the general part

The following information is entered into the general part, which comprises all individual personal accounts:

1. Determination of periods important for adding to, including labor and other activities.
2. Indication of the date of first obtaining the status of an official citizen with insurance.
3. Regarding current citizenship.
4. Not only the date of issue of civil certificates, but also numbers and series. It is imperative to provide the name of the authority responsible for the issuance.
5. The address where the insured person permanently resides.
6. Name of place of birth.
7. Date of birth.
8. Full name Not only current, but also data at birth.
9. Insurance certificate number assigned to a particular citizen.

If a person is insured after 2014, then other information will need to be provided. For example, periods of work that would give the right to apply for an early pension. Of course, if there are appropriate grounds.

It is also necessary to write down for what time periods the employer paid contributions to pension funds in favor of the employee. In particular, so-called non-state associations are taken into account.

Finally, two other additional points must be present:

• Completed accruals for a citizen's insurance, in the form of a total amount.
• The level of income that was important for determining payments.

16.0% is a special tariff that is used for the income of persons born in 1966 and older. In this case, the amounts actually paid by the employer do not matter.

Those born in 1967 or later can choose the option of additional pension provision.

Among the necessary information it is also worth noting:

• If necessary, information regarding whether the personal account was closed or not.
• Defined insurance pensions with additional benefits.
• Individual pension coefficients for citizens.
• Estimated pension capital. It also requires the indication of data regarding capitalization.
• Insurance premiums that have already been received for the citizen.

How is a special part compiled?

It is expected that you will fill out data on compulsory pension insurance, payment for which has already been completed. Accounting is carried out based on money already received for the formation of the obligatory part.

The indicator is determined individually for each person, based on payments and other types of remuneration for participants in the insurance system. It is mandatory to take into account which pension option is chosen by the citizen in a given case.

In addition, the document requires indication:

1. What investment portfolio the citizen has chosen.
2. The results obtained by placing funds for some time before opening personal accounts.
3. Results of activities related to investing funds in other areas.
4. Cases of transfer of money from one investment company to another.
5. Transfer of monetary assistance from non-state funds to the Pension Fund.
6. One-time payment if there are grounds. Here, if necessary, adjustments to the amount of assistance and the amount of payments actually made are described.
7. Citizens with the status of legal successors and compensation.
8. Use of maternal capital if there are grounds.
9. Refusal to use maternity capital funds, information on other areas of use of funds.
10. Transfers to create a payment reserve.
11. The amount paid for the formation of the general reserve.
12. Transfers to the guaranteed pension savings fund.
13. Replenishment under warranty.
14. Reimbursement under warranty.

What about the professional part?

Here is all the information related to professional and work experience that is important for the formation of various components of pension provision.

Sometimes additional information is added. The main thing is that it complies with the current legislation of the Russian Federation.

What other parameters should be taken into account when working with a document?

Individual personal accounts are provided with numbers unique for each document. These numbers belong and are assigned to one person only. Only this document stores information on contributions from employers. Information is provided in general on all official work activities that have ever been carried out by a citizen.

When such numbers are assigned, a technological procedure is carried out. It is needed in order to simplify the assignment of pensions to citizens. And determining the exact amount of payments for each.

The insurance certificate is presented to the other party when performing such actions as: applying for a job, concluding an employment contract, executing a contract agreement. Then it will be easier for the manager to inform the Pension Fund about what is happening with a particular employee. The citizen himself is responsible for storing the insurance certificate. The employer only needs to make a copy to record the necessary information.

The employee fills out a special form if he has not previously issued an insurance certificate. Such certificates are submitted to the Pension Fund authorities a maximum of two weeks after the employment contract is concluded. Then the employee is registered in the compulsory insurance system.

Video about the individual personal account of the insured person:

Oct 15, 2017 Help manual

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1. the insured person is the primary structural unit of maintaining a unified information base of the IPU. Each individual who is considered insured or should be so in the legal relations of compulsory pension insurance has his own individual and unique personal account number. It is under this number that all information about insured persons is stored in the IPU information database, and the totality of all data on individual personal accounts constitutes the IPU information database.
The commented article regulates issues of structure and some issues of the procedure for maintaining an individual personal account for each insured person. Part 1 of the article under consideration provides that the individual components of the individual personal account number represent control digits that allow identifying errors that may be made in the process of entering information into various parts of the individual personal account of each insured person.
Resolution of the Board of the Pension Fund of the Russian Federation dated December 14, 2005 N 246p established the Procedure for adjusting and clarifying information on personal accounts of insured persons. Changes to the data of an individual personal account may occur due to the submission by the policyholder of updated data on the insured persons and based on the results of an audit carried out by employees of the Pension Fund of the Russian Federation (territorial department) of the policyholder.
In each case, employees of the territorial branch of the Pension Fund of the Russian Federation identify the true information to be included in the individual personal account of the insured person, then formalize these changes and make the actual change of information in the individual personal account of the insured person. As a result, the territorial unit maintaining the personal account of the insured person informs the insured person and the policyholder about the decision made to make changes to the individual personal account.
The individual personal account of each insured person consists of general, special and professional parts. Further provisions of parts 2 - 4 regulate the content of each part of the individual personal account of the insured person.
2. Consider content of information in the general part of the individual personal account of the insured person. Basically, the information of the general part of the individual personal account of the insured person can be divided into three categories:
- information that allows individual identification of an individual - the insured person;
- general information about his work experience, periods of various work and other activities for which insurance contributions are paid to the Pension Fund of the Russian Federation;
- information allowing to calculate the amount of the insured person’s pension.
The first category of information includes information about the last name, first name, patronymic, date and place of birth of the insured person. This is information about his passport (passport data), and such information is updated throughout the life of an individual, since a person can change his passport more than once due to reaching a certain age and for other reasons. An individual - an insured person can change his last name and first name during his life; information about this is also entered into the general part of the individual personal account. If the insured person was in the state, municipal, or military service, where employees are issued with service IDs, and the policyholder, when submitting information to the Pension Fund of the Russian Federation in relation to his employees, used the data of their service IDs, then the data of the insured person’s service ID and changes in such information will necessarily be reflected in the general part of the individual personal account of the insured person.
Let's consider the following group of information from the general part of the individual personal account of the insured person. This is information about all periods of work and other activities for which insurance contributions must be paid to the Pension Fund of the Russian Federation. Current legislation, under certain conditions, obliges the employer (customer of work, services) to pay insurance contributions to the Pension Fund of the Russian Federation not only for employees under an employment contract, contract, but also under some civil law contracts. For example, when performing work under a contract, such an agreement may stipulate that the customer of the work not only pays a certain remuneration to the contractor, but also pays the contractor’s employees insurance premiums to the territorial divisions of the Pension Fund of the Russian Federation.
In general, when performing work or providing services under a civil contract, the contract must stipulate that the customer pays insurance premiums to the RF Pension Fund to the performer of the work. A civil contract cannot contain conditions on the accrual of insurance premiums to the Pension Fund of the Russian Federation by one of the parties to the contract at the expense of the other party, if these are contracts the subject of which is the transfer of ownership or other real rights to property (property rights), and contracts related to the transfer of property (property rights) for use. Civil law agreements of author's order, agreements on the alienation of the exclusive right to works of science, literature, art, publishing license agreements, license agreements on granting the right to use works of science, literature, art must necessarily contain conditions on the calculation and payment of insurance premiums for the performer of the work.
The general part of the individual personal account of the insured person contains information regarding on what basis (civil law or employment contract) deductions were made to the territorial division of the Pension Fund of the Russian Federation for the insured person. Also, the general part of the individual personal account of the insured person contains information regarding the amount of such insurance premiums and the time periods when they were made under a specific agreement.
The article under consideration is supplemented by determining the specific tariff size used to calculate the amounts of insurance premiums paid for insured persons. Thus, for persons born in 1966 and older, the insurance premium rate is 16%, for persons born in 1967 and younger, the rate is 10%.
Information on the calculation and payment of insurance premiums for the insured person when he works under an employment contract can also be subdivided. The determination of the amount of insurance premiums and the calculation of length of service (insurance period) will be influenced by information about working conditions. There are general rules for calculating insurance premiums for persons performing work under an employment contract, and there is a special legal regulation of the procedure for calculating insurance premiums when individuals perform work under an employment contract:
- with special working conditions;
- in the conditions of the Far North and similar areas.
Also, information is entered into the general part of the individual personal account of each insured person when, on any of the grounds of Art. 11 of the Federal Law of December 17, 2001 N 173-FZ “On Labor Pensions in the Russian Federation,” insurance premiums were paid for the insured person. These are the following reasons:
1) the period of military service, as well as other service equivalent to it, provided for by the Law of the Russian Federation “On pension provision for persons who served in military service, service in internal affairs bodies, the State Fire Service, authorities for control of the circulation of narcotic drugs and psychotropic substances, institutions and bodies of the penal system, and their families";
2) the period of receiving compulsory social insurance benefits during the period of temporary disability;
3) the period of care of one of the parents for each child until he reaches the age of one and a half years, but not more than three years in total;
4) the period of receiving unemployment benefits, the period of participation in paid public works and the period of moving in the direction of the state employment service to another area for employment;
5) the period of detention of persons who were unjustifiably prosecuted, unjustifiably repressed and subsequently rehabilitated, and the period of serving their sentences in places of imprisonment and exile;
6) the period of care provided by an able-bodied person for a group I disabled person, a disabled child or a person who has reached the age of 80 years;
7) the period of residence of spouses of military personnel serving under contract with their spouses in areas where they could not work due to lack of employment opportunities, but not more than five years in total;
8) the period of residence abroad of spouses of employees sent to diplomatic missions and consular offices of the Russian Federation, permanent missions of the Russian Federation to international organizations, trade missions of the Russian Federation in foreign countries, representative offices of federal executive authorities, state bodies under federal executive authorities or as representatives of these bodies abroad, as well as to representative offices of state institutions of the Russian Federation (state bodies and state institutions of the USSR) abroad and international organizations, the list of which is approved by the Government of the Russian Federation, but not more than five years in total.
All these types of grounds affect the calculation (determination of the amount) of insurance payments, and also affect the calculation of the insurance (work) experience of the insured person when assigning him a pension in the future in accordance with the Law “On Labor Pensions in the Russian Federation”.
The last category of information contained in the general part of the individual personal account of each insured person is information that makes it possible to calculate the future amount of the old-age pension of the insured person. This category is closely related to the previous one. The amount of calculated insurance premiums is influenced by periods of work and other activities, which serve as grounds for including them in the general part of the individual personal account of the insured person. This includes work under civil law contracts, work under employment contracts with various working conditions and other activities. The general part of the individual personal account of each insured person, separately for each reason, must contain information about both accrued insurance premiums to the territorial division of the Pension Fund of the Russian Federation, and about insurance premiums actually paid for such a person.
In total, the total amount of all payments for all reasons for the insured person to the territorial divisions of the Pension Fund of the Russian Federation constitutes the amount of the pension capital of such person. Information about the total amount of the pension capital of each insured person must also be contained in the general part of the individual personal account. During a person’s life, the amount of pension capital will change, this will be influenced not only by contributions for the insured person, but also by possible indexation of the amount of pension capital, and the participation of the insured person in the program for co-financing his future pension.
All information in the general part of the individual personal account of each insured person will be maintained and can be supplemented and changed even after the individual has been assigned an old-age pension. In this case, information about the amount of the accrued pension, its indexation, and actually made pension payments will be reflected.
3. Consider content of the special and professional parts of the individual personal account of the insured person.
In a special part of the individual personal account of each insured person, his pension legal relations are recorded for the formation of the funded part of the future old-age labor pension and the management (investment) of these funds. Special part of the individual personal account of the insured person reflects all the information that was introduced by the reform of pension legislation in 2002. It was then that the pension was divided into an insurance part and a funded one. The cumulative part of your future retirement pension can be invested during the life of the insured person so that it increases further. This was done in order to reduce the burden on the budget for paying pensions in the future.
Federal Law No. 111-FZ of July 24, 2002 “On investing funds to finance the funded part of a labor pension in the Russian Federation” regulates the legal relationship for investing funds from the funded part of the insured person’s future labor pension in order to increase them. This increase in the funded part of the future labor pension is formed not only from contributions from employers for insured persons, but also from income received from investing these funds.
In a special part of the individual personal account of each insured person, information will be provided on the amounts of insurance premiums paid for the insured person, and separately on the income that was received as a result of investing the amounts of insurance premiums. The legal relationship for investing the funded part of a future labor old-age pension involves the insured person himself, the Pension Fund of the Russian Federation and the management company, possibly also a non-state pension fund. The commented article contains requirements that a special part of the individual personal account of the insured person reflect information about which management company he has chosen to manage legal relations for investing funds from the funded part of his future pension.
The funds of the funded part of the insured person’s future labor pension can be managed both by the Pension Fund of the Russian Federation as a state management company, and by a non-state pension fund chosen by the insured person himself. At the same time, the insured person, in the process of managing (investing) the funds of his funded part of a future pension, can transfer trust management rights from one management company to another, and can transfer them to the Pension Fund of the Russian Federation. Information about this should also be reflected in a special part of the individual personal account of the insured person.
Trust management of the funded part of the old-age labor pension continues even when the insured person has already reached retirement age and is retiring. All payments that will be made from the funded part of the old-age labor pension will also be taken into account in a special part of the individual personal account of the insured person.
In the special part of the individual personal account of the insured person, not only the specific amounts of insurance premiums paid and calculated by employers (or self-insured persons in cases where they pay insurance premiums for themselves) are given, but additionally, the amounts of insurance premiums can be separately taken into account, which were calculated and paid by the insured person and his employer on the basis of Federal Law No. 56-FZ of April 30, 2008 “On additional insurance contributions for the funded part of the labor pension and state support for the formation of pension savings.”
It was previously noted that, on the basis of the Federal Law “On Insurance Contributions to the Pension Fund of the Russian Federation, the Social Insurance Fund of the Russian Federation, the Federal Compulsory Medical Insurance Fund and Territorial Compulsory Medical Insurance Funds,” employers are required to pay insurance premiums for their employees, insured persons in a number of cases (for example, when the insured person has the status of an individual entrepreneur) are obliged to calculate and pay insurance premiums themselves.
In addition, on the basis of the Law “On additional insurance contributions for the funded part of the labor pension and state support for the formation of pension savings,” insured persons have the right, but are not obliged, to submit to the territorial branch of the Pension Fund of the Russian Federation a statement that they will additionally, voluntarily pay insurance premiums, in addition to those they are required to pay. In this case, the state annually, if there are such voluntary transfers, is obliged to add free of charge to the amounts voluntarily accrued and transferred to the funded part of the old-age labor pension, additional amounts from the State National Welfare Fund in the manner prescribed by the Law “On Additional Insurance Contributions” for the funded part of the labor pension and state support for the formation of pension savings." At the same time, the inclusion of such a norm in the commented Law means that in a special part of the individual personal account of each insured person the following will be taken into account separately:
- amounts of insurance premiums calculated and paid on the basis of the Federal Law “On Insurance Contributions to the Pension Fund of the Russian Federation, Social Insurance Fund of the Russian Federation, Federal Compulsory Medical Insurance Fund and Territorial Compulsory Medical Insurance Funds”;
- amounts of insurance premiums voluntarily paid by insured persons on the basis of the Federal Law “On additional insurance contributions for the funded part of the labor pension and state support for the formation of pension savings”;
- the amount of insurance premiums accrued by the state and paid for the insured person on the basis of the Federal Law “On additional insurance contributions for the funded part of the labor pension and state support for the formation of pension savings.”
The special part of the individual personal account of each insured person will also reflect information about payments made to the heirs of the funded part of the testator's old-age pension. It is quite possible that the insured person may die before he or she retires. In such cases, when the insured person made contributions to the funded part of his future old-age pension, they accumulated, and income from investing pension savings was added to them, but no payments were made when the person reached retirement age, the legislator provided for the possibility of inheritance amounts of pension savings (meaning the funded part of the old-age pension) by the heirs of the insured person. The inheritance of these funds and the procedure for entering into an inheritance are completely determined by the civil legislation of the Russian Federation.
Federal Law No. 256-FZ of December 29, 2006 “On additional measures of state support for families with children” provided for certain categories of citizens the right to receive one-time financial assistance from the state. According to Part 1 of Art. 3 of this Law, the right to additional measures of state support arises upon the birth (adoption) of a child (children) with Russian citizenship for the following citizens of the Russian Federation, regardless of their place of residence:
1) women who gave birth (adopted) a second child starting from January 1, 2007;
2) women who gave birth (adopted) a third child or subsequent children starting from January 1, 2007, if they had not previously exercised the right to additional measures of state support;
3) men who are the sole adoptive parents of a second, third child or subsequent children who have not previously exercised the right to additional measures of state support, if the court decision on adoption entered into legal force starting from January 1, 2007.
These categories of citizens have the right to use maternity capital funds to form their future funded part of their old-age labor pension, to improve their living conditions and to educate their children. However, due to the economic crisis that began at the end of 2008, a situation arose in 2009 in which many families who had previously received a mortgage were unable to make their mortgage payments on time. In 2009, it was decided to allow families that have maternity capital funds, but who indicated a different permitted intended use (the formation of the funded part of the mother’s old-age pension), to transfer these funds to pay off mortgage debt. For this reason, in sub. 12 and 13 parts 3 of the commented article provide provisions that the special part of the individual personal account of the insured person must necessarily contain information not only about the direction of maternity capital funds in the formation of the future funded part of the mother’s old-age labor pension, but also about that subsequently the insured person could change his mind and redirect the maternity capital funds or part of them for other purposes permitted by law.
Let's consider the content of the information contained in the professional part of the individual personal account of the insured person. Information on the professional part of the individual personal account of the insured person will not necessarily be reflected for each insured person. The professional part of the individual personal account takes into account information about the amount of insurance payments when the insured person works in jobs with harmful or dangerous working conditions. As a rule, such persons have the right to preferential pension provision and can, in some cases, retire in old age when they reach the age of 60 years for men and 55 years for women (the general retirement age according to the Law “On Labor Pensions in the Russian Federation” ). Accordingly, each insured person may or may not be at the same time a subject of the professional pension system. And if it is such, then information about this will be entered into the professional part of the individual personal account of the insured person.
In this case, the professional part of the individual personal account of the insured person will reflect information on the basis on which the insured person became a subject of the professional pension system, where and how many years he worked, and what additional insurance contributions were paid in connection with this. Currently, there is a draft Federal Law “On Mandatory Professional Pension Systems in the Russian Federation.” This draft Federal Law was prepared by the Government of the Russian Federation and contains a summary of all currently valid grounds on which insurance premiums are paid in a special (preferential) manner to persons employed in work with harmful and dangerous working conditions, other categories of workers (workers employed in underground mines). works, chemical production, aviation workers, etc.).
Insurance premiums to participants in the professional pension system are paid according to the same rules as to all other categories of individuals - insured persons, with the exception that participants in the professional pension system have their own requirements for calculating the amounts of insurance premiums (for work with harmful and dangerous working conditions premium coefficients have been established). The amount of insurance contributions should be divided into the insurance and funded parts of the future labor old-age pension. As with all insured persons, insured persons - participants in the professional pension system have the right to invest the amounts of the funded part of their future labor old-age pension, formed from the amounts of insurance contributions.
Legal relations for investment (trust management) of the amounts of insurance contributions paid into the funded part of the future labor old-age pension will also be reflected in the individual personal account of each insured person - a participant in the professional pension system.
Accordingly, the professional part of the individual personal account of each insured person will reflect information about income received from investment (trust management), received from the amounts of insurance contributions of the funded part of the future labor old-age pension, information about the non-state or state pension fund that was granted the right trust management of insurance premiums.
If the insured person himself decides to transfer trust management of the amounts of insurance premiums from one organization to another (decision to change the trustee), then information about this must be included in the professional part of the individual personal account of the insured person.
Let us note that, according to Part 5 of the article under consideration, the professional and special parts of the individual personal account of the insured person may contain other information in addition to that which must be included on the basis of the commented article. Such information includes information that is necessary (useful) for the implementation of the insured person’s right to pension provision in the future. For example, an insured person could work not only in jobs that give the right to calculate the insurance period in a special manner (participant of the professional pension system), but also on other grounds have the right to additional accruals to the future old-age pension - to be a liquidator of the accident at the Chernobyl nuclear power plant or could participate in the state program for co-financing their future retirement pension, etc.
4. In 2009, an addition was made to the wording of the commented article - part 5.1, which came into force on 01/01/2010. This addition was adopted due to its practical necessity. Cases have arisen in which a person has the right to maternity capital funds on the basis of the Law “On Additional Measures of State Support for Families with Children,” but such a person does not yet have an individual personal account. In this case, the Pension Fund of the Russian Federation (its territorial divisions), based on data from the Federal Register of persons entitled to additional measures of state support, independently open an individual personal account, where, at the request of such a person, they transfer maternity capital funds to the funded part of the future labor old-age pension.
The Federal Register is maintained in accordance with the procedure and on the basis of Art. 4 of the Federal Law “On additional measures of state support for families with children” in order to ensure that persons entitled to additional measures of state support are taken into account and the implementation of this right. The register contains the following information about a person entitled to additional measures of state support:
1) insurance number of an individual personal account in the compulsory pension insurance system;
2) surname, first name, patronymic, as well as the surname that the person had at birth;
3) date of birth;
4) floor;
5) address of residence;
6) series and number of the passport or data of another identification document, the date of issue of these documents, on the basis of which the relevant information was included in the register, the name of the authority that issued them;
7) date of inclusion in the register;
8) information about children (last name, first name, patronymic, gender, date and place of birth, details of birth certificates, order of birth (adoption), citizenship);
9) information about maternal (family) capital (the amount of maternal (family) capital, the chosen direction(s) of its disposal and its use);
10) information about the termination of the right to additional measures of state support.
Information about a person contained in the register, in accordance with the legislation of the Russian Federation, refers to the personal data of citizens (individuals).
The register is maintained by the Pension Fund of the Russian Federation and its territorial bodies in the manner determined by the federal executive body exercising the functions of developing state policy and legal regulation in the field of healthcare and social development.
Information about persons contained in the register is a state information resource, the functions of which are carried out by the Pension Fund of the Russian Federation.
5. Parts 7, 8 and 9 of the commented article regulate the procedure for storing information contained in the individual personal account of the insured person and providing it to third parties. The information contained in the individual personal account of the insured person must be stored in the Pension Fund of the Russian Federation (its territorial divisions) throughout the life of the insured person and for 5 years after his death.
This is necessary, among other things, for the implementation of the inheritance rights of citizens to inherit the remaining funds of the funded part of the insured person’s labor pension by his heirs. If the insured person has decided to transfer the funds of the funded part of the future old-age labor pension to a non-state pension fund for trust management of these funds for the purpose of investing them, then part of the information of the individual personal account will be stored in such a non-state pension fund. Subsequently, this information will be transferred to the Pension Fund of the Russian Federation (its territorial divisions).
Part 7 of the commented article also establishes at the legislative level the provision that within one calendar month from the date of death of the insured person, the registry office authorities are obliged to transfer information about the death of the insured person to the territorial branch of the Pension Fund of the Russian Federation, which is located at the location of the registry office office that recorded the death the insured person. Next, the territorial branch of the Pension Fund of the Russian Federation will enter information about the death of the insured person into the database, and regardless of which territorial division of the Pension Fund of the Russian Federation the insured person received a pension, information about his death will be known in all territorial divisions of the Pension Fund of the Russian Federation.
Part 8 of the commented article resolves the issue regarding the status of information contained in an individual personal account. The norm in question states that the information contained in the individual personal account of the insured person constitutes confidential information in accordance with the legislation of the Russian Federation. Earlier in the commentary to Art. 4 of the Law, we considered the provision that individual personalized accounting data can be used for the purpose of implementing legal relations of compulsory pension insurance and for the purpose of implementing the Federal Law “On additional measures of state support for families with children.”
Legal relations regarding confidentiality and protection of personal data of insured persons are subject to the Federal Law of July 27, 2006 N 152-FZ “On Personal Data”. According to Art. 9 of this Law, personal data can be provided to third parties only if the person in whose data third parties are interested has expressed his consent to the disclosure of his personal data. Processing of personal data is carried out only with the consent in writing of the subject of personal data. Consent in the form of an electronic document signed with an electronic digital signature or, in cases provided for by federal laws and other regulatory legal acts adopted in accordance with them, another analogue of a handwritten signature, is equivalent to the written consent of the subject of personal data on paper containing a handwritten signature. The written consent of the personal data subject to the processing of his personal data must include:
1) last name, first name, patronymic, address of the subject of personal data, number of the main document proving his identity, information about the date of issue of the specified document and the issuing authority;
2) name (last name, first name, patronymic) and address of the operator receiving the consent of the subject of personal data;
3) the purpose of processing personal data;
4) a list of personal data for the processing of which the consent of the subject of personal data is given;
5) a list of actions with personal data for which consent is given, a general description of the methods used by the operator for processing personal data;
6) the period during which the consent is valid, as well as the procedure for its withdrawal;
7) handwritten signature of the subject of personal data.
This provision will also apply to personal data in the compulsory pension insurance system. The insured person, who has given his written consent to communicate personal personalized accounting data to a third party (for example, a bank), may change his mind. In this case, consent to the processing of personal data may be withdrawn by the subject of personal data.
The confidentiality of the information that makes up the IPU, including information about an individual personal account, does not mean that it cannot be provided at the official request of law enforcement agencies for the purposes when it is necessary for a correct and comprehensive investigation of a civil case (consideration of the dispute on the merits), criminal investigation. We also add that the provisions of Art. 8 of the commented Law regulate certain issues of providing information about insured persons, the procedure for storing and changing it.
In 2010, the provisions of the commented article were supplemented by Part 9, which came into force on 01/01/2011. The norm enshrined in it does not directly relate to the regulation of legal relations regarding individual personalized accounting. This legal norm establishes the provision that the registration of persons who, on the basis of the Federal Law “On Additional Measures of State Support for Families with Children,” are entitled to receive additional social guarantees from the state, must take place according to the rules of the commented Law. This provision is fully consistent with other provisions of the article in question and the Law as a whole.
Since it is the Pension Fund of the Russian Federation and its territorial divisions that must take into account all persons and maintain information about them (Federal Register), it is also the Pension Fund of the Russian Federation and its territorial bodies, on the basis of IPU data, that transfer maternity capital funds on the basis of the Law “On additional measures of state support for families, having children."

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Dear experts, fellow retirees!
Tell me, is it true that not all 22% of insurance premiums paid by the employer are taken into account on the personal account, but only 16% of them, regardless of the amount of contributions transferred? And how can you check the crediting of these contributions starting from 2001? The pension has already been accrued, but they no longer provide information on the personal account in the territorial pension fund; they say that it is allegedly not available to them.
On the advice of companies involved in helping to calculate pensions, I requested the SZI-6 form, but it only contains 2017.
And another question about experience.
The work book for the 90s indicates the name of one company, although in fact she worked in another LLC and as an individual private entrepreneur. PF Is it worth it now to bring up information about work in a real company from the tax archives, or will I end up with a showdown with the PF - why is the information in the employment information indicated incorrectly?

The amount of insurance premiums varied from year to year. Until 2012 - 26%. Since 2012 - 22%.
This is within the limits of the base (ceiling) subject to insurance contributions. If a person earned more than the base, then from the salary amounts exceeding the base, an additional 10% was transferred to the Pension Fund of the Russian Federation, also into the common pot (sponsorship from a citizen of the Pension Fund of the Russian Federation)
This 22% has been distributed in recent years as follows:
- if a funded pension was not formed, then on the individual pension fund - 16%, in the general pot (on the pension fund, as stated by the Pension Fund of the Russian Federation) - 6%.
- if the accumulative was formed, then to the ILS - 10%, to the accumulative - 6%, to the general boiler - 6%.
For periods after 2001, previously all information on transferred and accrued amounts was contained in the form SZI-5. The PF issued exactly this form.
I can’t say now. Maybe other colleagues can advise.

It is in your interests to collect all the information about your work, especially if you worked in one company, and the labor force is another..... The Pension Fund will not understand - they will throw out this experience... if possible, collect all certificates of contributions to the Pension Fund especially for the period from 91-2000, for some reason the Soviet period is accepted as it is in labor.....and after 2000 they have everything - they don’t even need labor for this period...the most problematic years were the nineties...this of course, if you have a salary certificate for 60 months, or you are satisfied with the salary for 2000-2001 to account for your pension...

I JOIN THE QUESTION. I’m trying to figure out the pension matter so I can try to make a recount for my parents. I started by registering them with government services and making an extract from each individual account. The mother has been retired since 2015, the father since 2017. In the extract, everyone has 0 years of service, 0 days. Who knows, tell me what to do, my parents say that when they were in retirement and applied for a pension, they were told that the mother had 20 years of experience, and the father almost 40 years. Where to start, where to write, what to ask for? Should I write to the territorial Pension Fund and ask them for a paper form SZI-6, or should I request a detailed calculation of my pension? In general, an algorithm of actions is needed.

They nullify everything that was at the time of calculation. Request from them in writing a complete calculation breakdown or even a copy of the pension file. I requested an estimate. They sent it a month later on 3 sheets. I was there and calculated how much experience was taken into account; there was a suspicion that they did not count the certificates of practice (they tried not to take them from me). As soon as you receive the calculations and find that fewer years worked are taken into account, then request a file or simply check with the labor record (if you are not a working pensioner, then it should be on hand).. Then, depending on the circumstances, you can again write letters with questions.

Anna, thank you for the explanations about zeroing. Write the request according to your example “In the upper right corner of a sheet of paper” to the head of such and such a branch of the Pension Fund of Russia (if possible, you can get his full name on the department’s website) ......... From... Full name... .... indicating the residential address. Then, as usual, the Application and further text I ask you to provide it to me at the specified address in accordance with the current legislation detailed calculation of my pension. Below is the date, signature and its decoding." Then by registered mail with notification. After I receive the calculation, the analysis will show what to do next, right?. It is not necessary to make a copy of the pension file at the first step, did I understand correctly?

Smy329,
your wording “detailed calculation of my pension” is extremely vague for the Pension Fund. The “PF Guidelines” do not define what it is - “detailed pension calculation”.
Therefore, you should additionally include in your application aspects that specifically interest you.
For example: - “Please provide a breakdown of the length of service until 2002, taken into account when assigning a pension, indicating the start and end dates of the periods of this taken into account.”
For example: - “Please provide the calendar months specifically taken into account when calculating the salary ratio (ZR/ZP) indicating my specific salary for these months and the average monthly salary in the country for these months.”
For example: - “Please provide copies of all salary certificates available in my pay file.”
For example: - “Please indicate the start and end dates of child care periods that are taken into account when assigning a pension, as well as IPC points accrued for these child care periods.”
Well, etc.
If in your application you do not indicate such aspects (questions) that interest you, then naturally there will be no answer to them when providing a pension calculation.

Thanks for the answer rzd, (I worked at rzd for 8 years :)) I have absolutely no information. Where should I start collecting? How can I ask to be understood? I am also a bureaucrat, but in the field of construction. I understand that you need to formulate your request correctly in order to get what you need in response. I just don’t quite understand what I need to ask for in the appeal, so as to get information that can be analyzed and compared with facts, and then draw conclusions based on this. Personally, I am not of retirement age and my upload from an individual account shows my entire work history, but for my parents, as I wrote above, it’s zero, so there’s nothing to analyze. Tell me how to finally formulate the request??

If you submit via LC, choose: address it to the executive directorate, and not to the local branch. From there they will still take you down to your place and the “locals” will answer you. But the application will be put under control, and there is a greater chance of receiving an accurate answer.

I sent an appeal to the executive directorate. But somehow it turns out strangely that the request is not tied to your personal account. I had to indicate all personal data in the text. I did it at the bottom of the website page like this: Ask a question online>in the online reception of the Pension Fund of Russia>citizens living in the territory of the Russian Federation>recipient: executive directorate. Libra did I do it right?

Unfortunately, it will not be possible to collect information about deductions. OOO was ordered to live a long time, and probably nothing was handed over to the archives. Is it possible to provide the Pension Fund with tax information on income received from the employer? The Tax Office must have information. If the tax office provides information on the salary for 90 years, listed by employers, this could be confirmation of the length of service?

Gala,
for periods after registration in the individual personalized accounting system (i.e. from the date of receipt of the SNILS number), the length of service is confirmed only according to the information from this very accounting.
I can’t give a quote, the site doesn’t provide one. Google it yourself: Rules for calculating and confirming insurance experience, section VI, paragraph 43. So if employers have not reported to the Pension Fund for you, then the Pension Fund does not see these periods.
If employers still exist, you can write them an application asking them to provide information for the periods of your work. You can also submit adjustments for previous years; for me personally, one organization did this, which forgot to submit information to the Pension Fund at one time. If there are no more employers, I don’t know what can be done. Are there any legal successors?
To prove it through the court - that’s what they also decide by law, and this point is clearly stated in the law.((

Maybe someone had a similar situation?

As far as I understand, this resolution deals with accrued but not paid insurance premiums for employees. In such cases, yes, the employee’s periods of work should be counted as length of service, regardless of whether the employer paid insurance premiums.
But what if the employer did not submit information about employees to the Pension Fund at all? Then, accordingly, no insurance premiums were accrued to him and such workers have no information about these periods of work on the ILS. How should the PF take them into account?

God willing, of course. I haven't studied practice. But I repeat once again - transfer/non-transfer of contributions and submission/non-submission of information per person. accounting are two different things. You need to resist, of course. And you need to study the regulations very carefully, as specifically formulated there.

In accordance with the explanations set out in paragraph 9 of the Resolution of the Plenum of the Supreme Court of the Russian Federation dated December 11, 2012 No. 30 “On the practice of consideration by courts of cases related to the implementation of citizens’ rights to labor pensions” in accordance with paragraph 1 of Article 9 of the Federal Law of July 16, 1999 of the year No. 165-FZ “On the principles of compulsory social insurance”, persons working under an employment contract are subject to compulsory social insurance (including pension) from the moment of concluding an employment contract with the employer. Payment of insurance premiums is the responsibility of each employer as a subject of compulsory social insurance (Articles 1 and 22 of the Labor Code of the Russian Federation). Failure to fulfill this obligation cannot serve as a basis for not including periods of work for which insurance premiums were not paid in full or in part in the insurance period taken into account when determining the right to a labor pension. In this regard, the court has the right to satisfy citizens’ demands for recalculation of the insurance part of the labor pension, taking into account the specified periods.

The Law of the Russian Federation “On State Pensions in the Russian Federation” dated November 20, 1990 N 340-1 (in force until January 1, 2002) provided that the financing of the payment of pensions assigned in accordance with this Law is carried out by the Pension Fund of the Russian Federation at the expense of insurance companies. contributions from employers, citizens and allocations from the federal budget (Article 8); The total length of service includes any work as a worker, employee, member of a collective farm or other cooperative organization, other work in which the employee, not being a worker or employee, was subject to state social insurance (Article 89). It follows from this that the payment of insurance contributions to the Pension Fund of the Russian Federation in favor of citizens working under an employment contract (as currently on the basis of the Federal Law “On Compulsory Pension Insurance in the Russian Federation”) should have been made by the employer, i.e. . the right of insured persons working under an employment contract to receive a labor pension was ensured by the payment by policyholders in their favor of insurance contributions to the Pension Fund of the Russian Federation.

The Federal Law “On Compulsory Pension Insurance in the Russian Federation” imposes the payment of insurance contributions to the Pension Fund of the Russian Federation on the policyholder (employer), who is obliged to make the appropriate payments in a timely manner and in full. Failure by the policyholder to pay on time or not pay in full insurance contributions to the Russian Federation Pension Fund in favor of the insured persons working for him under an employment contract should not prevent them from exercising their right to receive a labor pension in a timely manner and in full. The corresponding contributions must be paid, and their payment must be ensured, including through enforcement in court.

Guaranteeing the rights of insured persons (employees), the legislator established a rule according to which the failure of employers to pay contributions to state social insurance does not deprive employees of the right to security from state social insurance funds, which means retirement (article 237 Labor Code of the Russian Federation as amended by the Law of the Russian Federation of September 25, 1992 N 3543-1).

In this connection, Resolution of the Constitutional Court of the Russian Federation dated July 10, 2007 No. 9-P declared paragraph 1 of Article 10 of the Federal Law “On Labor Pensions in the Russian Federation” and paragraph three of paragraph 7 of the Rules for accounting for insurance contributions included in the calculated pension capital, to the extent that the regulatory provisions contained therein in conjunction with other legislative requirements regulating the conditions for the appointment and size of labor pensions - in the absence of sufficient guarantees in the current regulation for the implementation of the pension rights of insured persons working under an employment contract in the event of non-payment or incomplete payment by the policyholder (employer) of insurance premiums for certain periods of labor activity of these persons - allows such periods not to be included in their insurance experience taken into account when determining the right to a labor pension, and to reduce the size of its insurance part when assigning a labor pension.

These are excerpts from court decisions that I have seen several times. Refers to the period before 2002.

Afterwards, I didn’t study the practice, but I think there is nothing comforting for a pensioner in connection with the adoption of Federal Law-173, where this point, taking into account contributions, is prescribed by law. If previously there was a contradiction in laws, because the previous law on pensions did not indicate contributions that appeared during the period of its validity due to the introduction of personalized accounting, then the rights can be defended

My dear forum users! I read above...it seems clear according to the laws, but in practice? Can my question be resolved positively? Or not? That's the point? The year 2001 is not counted towards the length of service (I signed a paper that I was notified, I have it in the photo on my page), as well as the subsequent period until January 3, 2003 (well, God bless him, apparently?) For 2001, there is no information in the Pension Fund of the Russian Federation about the salary, not about the transfer of contributions from it... The employer was a relative, not him, I don’t remember how everything was with the salary and contributions, the LLC was liquidated around 2009 without the participation of the employer. They didn’t want him for the entire period until the end of work in LLC is counted until 2003 +/- by month, the organization’s stamp upon hiring is not in the labor record (such as a violation), but like me, there is a round seal in the Labor Code under the dismissal record. But then they counted 2000. when the contributions were made. But I am not an employer, relations with whom are currently strained and not sociable... but I don’t wish him harm... what if something can be achieved? It seemed like the whole year had not been counted, but you know, it wouldn’t hurt to save money for the year and give it to your grandchildren...

On the (photo in my albums) application there are no signatures of mine, not a specialist, mine definitely remained on the copy at the Pension Fund... in this application there is no mention of Law No. 167 “On Compulsory Pension Insurance”, it is mentioned in another (photo) in the response from the Pension Fund to my request for pension calculation. I just looked at this entire letter and it contains a mention of 2001. but not about 167mFZ later this evening I’ll try to at least upload a photo and show its contents... transfer the entire letter in response to my request for pension calculation, so that I can copy here, it seems difficult, six pages... turning to paid services will be expensive the sheet costs 50 rubles, as they explained to me. There is no way to scan it and transfer it to a flash drive here yet.

Journal "Labor Law" N10 2015

Adjusting an individual personal pension insurance account: responsibilities

Rights and obligations of the bodies of the Pension Fund of the Russian Federation:
1. Provide information from the individual personal pension insurance account at the request of the insured person.
2. The bodies of the Pension Fund of the Russian Federation have the right, on their own initiative, to adjust personalized accounting information and make clarifications to the individual personal account, informing the insured person about this.
3. The bodies of the Pension Fund of the Russian Federation are obliged, if a discrepancy is detected between the submitted individual information and the results of the audit, to send the policyholder a notice to eliminate the existing discrepancies (the policyholder is obliged to fulfill this requirement within two weeks).
4. If the discrepancies are not eliminated, the body of the Pension Fund of the Russian Federation independently makes a decision to correct individual information and clarify the personal accounts of the insured persons and, no later than 7 days from the date of such decision, informs the policyholder and the insured persons about this.
5. If the policyholder has been liquidated, the territorial body of the fund, at the request of the insured person and on the basis of the documents submitted by the insured person, makes a decision to supplement (clarify) the personal account of the insured person and, no later than 7 days from the date of such decision, informs the insured person about this.

Thus, in order to comply with the legitimate interests of the employee, employers are recommended to clarify personalized accounting information by sending it to the body of the Pension Fund of the Russian Federation, as well as at the request of the bodies of the Pension Fund of the Russian Federation in order to avoid penalties.
It should be remembered that insured persons (employees) can legally oblige the employer to provide relevant information to the authorities of the Pension Fund of the Russian Federation.
At the same time making a decision on the early assignment of a pension and its payment is the responsibility of only the bodies of the Pension Fund of the Russian Federation who is obliged, in case of liquidation of the policyholder or failure to provide information
, independently make changes to the personal account of the insured person.

The compulsory pension insurance system (MPI) has been in effect in Russia since 2002 and is based on insurance principles: the basis of a citizen’s future pension is the insurance premiums that employers pay for him throughout his working life.

To become a participant in the compulsory pension system and form your pension rights, you need to be registered in the individual (personalized) accounting system of the Pension Fund of Russia. In this system, throughout the entire working life of a person, the data necessary for the assignment, payment and recalculation of a pension is recorded: about length of service, periods of work, places of work and, first of all, about insurance contributions and the number of pension points earned. Wherever a citizen officially works at different periods of his life, including part-time work, information about his length of service and the insurance contributions of his employers to the pension system is received by the Pension Fund of the Russian Federation and “placed” in his individual personal account. This information is confidential and is stored in compliance with established rules for storing personal data of citizens.

The Pension Fund of the Russian Federation registers all Russians in the OPS system, including children and adolescents, as well as foreign citizens and stateless persons. And from the moment of registration with the Pension Fund, the citizen opens an individual personal account with an insurance number (SNILS).

SNILS is an identifier of information about an individual in the individual (personalized) accounting system. With its help, registers of citizens entitled to receive government social services and social benefits are formed, and departments independently request the necessary documents from each other. In this case, less time is required to obtain certificates, documents and government services themselves. SNILS is used to identify a user on the portal of state and municipal services www.gosuslugi.ru, where you can obtain key government services such as obtaining a passport, receiving social assistance, information about taxes, fines in the traffic police, information about the status of the individual personal account of the insured person, etc. .

The insurance certificate of compulsory pension insurance is a document confirming the registration of a citizen in the compulsory pension insurance system. It contains the following information:

• individual personal account insurance number (SNILS);
• surname, name, patronymic of the insured person;
• date and place of birth;
• floor;
• date of registration in the compulsory pension insurance system.

The insurance number of an individual personal account is unique and belongs to only one person.

The Pension Fund of the Russian Federation currently does not send notices to insured persons about the status of their individual personal accounts.

In accordance with Article 14 of the Federal Law of 01.04.1996 No. 27-FZ “On individual (personalized) accounting in the compulsory pension insurance system,” the insured person has the right to receive free of charge from the Pension Fund of the Russian Federation at the place of residence or work at his request in the manner specified by him when applying, the information contained in his individual personal account (the specified information can be sent to him in the form of an electronic document, the procedure for the execution of which is determined by the Pension Fund of the Russian Federation, using public information and telecommunication networks, including the Internet, including a single portal of state and municipal services, as well as in other ways, including by post).

Currently, the following methods are implemented for the insured person to obtain information about the status of his individual personal account:

• independently online through the Unified Portal of State and Municipal Services (EPGU) www.gosuslugi.ru, subject to completing the registration procedure in the Unified Identification and Authentication System (USIA). This service involves the generation on the said portal of information about the status of the individual personal account of the insured person with the possibility of sending them to an email address of the citizen’s choice. When receiving the service, the citizen is informed that the document will be sent in a special format that guarantees the authenticity of the data. The insured person receives a package of documents containing information about the status of an individual personal account in xml and pdf format, signed with an enhanced qualified electronic signature of a government authority in XMLDSIG format. The registration procedure and methods for obtaining government services are presented in detail in the form of training videos in the Information and Reference Section of the EPGU;
• independently online using the electronic service “Personal Account of a Citizen” of the Internet portal “Pension Fund of the Russian Federation” www.site in the “Electronic Services” section if you have a confirmed account in the Unified Identification and Logistics Authority. However, in this case, the document will not be certified by a qualified electronic signature;
• by obtaining information about the status of the individual personal account of the insured person on the basis of an application submitted to any territorial Office of the Pension Fund of the Russian Federation. Such an application can be submitted by the insured person personally (you must have a passport and insurance certificate with you) or sent to the territorial Office of the Pension Fund of the Russian Federation by mail. In this case, the application must be accompanied by copies of the passport and insurance certificate, certified in the manner prescribed by law, and the application must also indicate how exactly the insured person will receive information about the status of the individual personal account of the insured person (in person or by registered mail). If the insured person expresses a desire to receive them by mail, it is necessary to indicate the full postal address of the place of residence, to which information about the status of the individual personal account of the insured person will be sent by registered mail within 10 days from the date of application;
• by submitting a request for information about the status of the individual personal account of the insured person to the multifunctional center for the provision of state and municipal services (MFC). You must have your passport and insurance certificate with you.