Plastic bank cards have become a common means of making financial payments on any scale: from small purchases in supermarkets to the purchase of real estate and cars. Banks, in turn, guarantee the safety of transactions, protection and ease of use of the card. This article tells you how to check the balance on a Sberbank card remotely. After all, this is the most frequently performed operation.
Methods for checking your account balance on a Sberbank card
If Mobile Banking is connected, messages about the account status are sent automatically to the number to which the card is “linked”. If the Mobile Bank is not activated, you can find out the status of the card’s payment balance in several ways, for example, in. The second method is to send an SMS request or call the Sberbank hotline.Via ATM
The balance check option is free only at Sberbank ATMs. ATMs of other banks will charge a commission from the card. In addition, although all ATMs are connected to the common SWIFT network, account information may still be incorrect.You must select the appropriate menu item on the screen. Using the prompts, you can choose to view your balance “On Screen” or print a receipt. The only case when Sberbank charges a fee for checking an account is in its own terminals located abroad. The commission percentage depends on the country and other factors. Before traveling to another country, all questions can be clarified on the official website or by calling the hotline.
Call the Sberbank hotline
How to check the balance on a Sberbank card without an ATM or terminal available? Just flip the card over and call the free 24-hour hotline number listed there. It is also indicated on all Sberbank ATMs, on leaflets and information publications.First, dial the main number of Sberbank. After connecting, you need to follow the voice instructions, keeping the card handy, because... You will need to enter the last 4 digits of her number.
Through the Internet
Sberbank has an operational and convenient way online checks balance of payments - . If Sberbank Online is not connected, then you need to activate it at the bank branch and receive it to log in.The service will allow you to not only check your account remotely via the Internet, but also carry out many other operations: make payments, purchases and services, receive cash to the card via all electronic payment systems.
To authorize in the Sberbank Online system, you must use the password sent by the bank via SMS. In the future, it is recommended to replace it with a more reliable and convenient one. Using your Personal Account is clear even to a beginner.
Sberbank Online allows you to see the status of all accounts to which the service is connected. The checkout function is very convenient, because... The filters by which the system generates it are selected independently.
The commission for transfers and payments to Sberbank Online is the same as for regular bank payments.
When connecting and using the Sberbank Online service, you must follow security rules. You need to protect your password from intruders by opening your Personal Account only on your own virus-checked device. Very often smartphones and tablets are used for this, so Sberbank has developed mobile app.
By sending an SMS request to number 900
This is the simplest and quick way account checks. But before you check the balance on your Sberbank card, you need to register your phone in the Sberbank system (during account registration).To check, type the message: the word “Balance”, a space and the last 4 digits of the number bank card.
This method works for all Sberbank cards: Social, Momentum and other credit and debit cards. After sending the message, a response will be sent to the same phone number, indicating the balance amount in rubles.
You cannot check your account via SMS when traveling abroad. The fact is that telephone numbers are used differently by mobile operators in different countries. Number 900 turns out to be busy there, and if you send an SMS to it, money will be debited from the phone according to the local tariff. You also need to take into account that for the service to work, you must first connect to Mobile Banking. This can be done at a Sberbank branch.
Plastic cards entered human life relatively recently, but many can no longer imagine life without this accessory. Thanks to this innovation, there is no need to constantly carry it in your wallet. large sums cash and put yourself at risk of losing money or being robbed. For Russians, a sign of reliability are cards from Sberbank, which are issued for issuing salaries and pensions, but are successfully used to pay for services and goods online.
Possible operations
A plastic card is a rectangular pass to your own bank account. Accordingly, it is necessary for conducting various financial transactions. Other possibilities can be called additional services. With plastic you can:
- cash out the amount;
- pay for goods, services or other types of payments by non-cash method;
- check the balance.
In some cases, the list is supplemented by the opportunity to obtain a credit limit for favorable conditions or receive interest on the card balance, and so on. Sberbank cards are not “unlimited”, so when the funds are exhausted, the next payment order will not be fulfilled. To ensure that this does not come as a surprise to the bank client, it is periodically necessary to use methods to check how much money is on the Sberbank card.
Checking your balance online
Since humanity strives to simplify everything and make it remote, finding out how much money is on a Sberbank card via the Internet has become a common thing for many. The procedure is carried out through your Personal Account on the official website, which must be accessed by activating the Sberbank Online service.
To enter, the plastic holder will need a login and password, which are issued by the banking organization. Self-registration does not allow you to view information on your accounts. Authorization in your Personal Account is carried out in several stages, since after entering the login and password combination, additional confirmation of the procedure will be required.
Each card is linked to the owner’s mobile phone, which receives a notification about such an action after the first authorization step. Further actions plastic holder depends on the method of connecting Sberbank Online:
- When connecting through a Sberbank terminal or ATM, the client is issued checks with the necessary information. The first receipt indicates permanent data, and the second receipt displays 20 combinations that will become one-time confirmation passwords.
- When connecting through the company office, secondary passwords are generated before each visit and reset in a notification to the linked phone.
You can see how much money is on your Sberbank card via the Internet only after access has been confirmed. In addition to the balance, the subscriber will have access to other information on accounts, including data on previous transactions. It is worth noting that subscribing to Sberbank Online through a company branch is only possible if you have the card owner’s passport. You can also access your personal account through the Mobile Bank option. In this case, authorization follows the same procedure as when subscribing through the office.
Other ways to check your account status
Owners of Sberbank plastic cards can use other methods to check their balance:
- through ATMs and terminals with display on the screen or on a receipt;
- through bank offices from an employee upon presentation of a passport;
- through Mobile Banking.
Mobile banking is a common service among clients, as it allows you to be aware of all transactions. Information on each transaction is immediately sent to the linked phone number in the form of SMS. For example, instructions on how to find out how much money is on a Sberbank card via SMS:
- Send a message to number 900.
- In the test window, indicate the last 4 digits indicated on the plastic and add the word BALANCE to them.
In addition to checking your balance via the Internet, Mobile Bank is the only remote method. For other methods, you need to find a bank branch or ATM that is located nearby.
Credit and debit cards have made our lives much easier. With their help, you can carry out various financial transactions literally without leaving your home. In addition, with plastic cards it is very convenient to make purchases or pay for services, because they free us from the need to carry cash with us. However, if you use it frequently credit card, it is quite difficult to calculate and remember the balance on her account. Fortunately, for greater convenience, banks and large financial institutions provide their customers with several ways to check their card balance.
Let's take a closer look at how you can check the balance on a card from Sberbank.
Method No. 1 – through the Call Center
All banks have their own Call Center, where clients can find out the information they need, including the balance on their card. The telephone number of the Sberbank support center is indicated on the back of each card issued by this institution. To find out how much money is left on your card, just call the number provided. To establish your identity, the operator will ask several questions about your personal data, as well as the code and card number. If you answer all the questions correctly, the operator will switch you to automatic voice mode, where you can select an item that will clarify your card balance.
If necessary, this data can be printed via fax.
Method No. 2 - through an ATM
If you are near a Sberbank ATM, you can check your account balance through this device. Insert the card into the ATM and enter its PIN. After this, a list of operations will appear on the screen, among which you will find a balance check. The card balance amount can be displayed on the screen or printed on a receipt.
Please note that this operation is free only at ATMs owned by Sberbank. When checking your account on the machines of other banks, you will have to pay an additional commission, which will be debited from your balance.
Method number 3 - using a mobile phone
You can easily and quickly find out the amount of your card balance using mobile phone. Enter the digital combination 88002003747 on your cell phone and wait for a response from the automated consultant. The consultant will prompt you to enter the following query:
#card number#three first letters of the code issued upon receipt of the card#.
After typing this combination, you should press the number 1, after which the answering machine will tell you the amount of the balance on your card.
Method No. 4 – through “Mobile Banking”
To contact Sberbank mobile banking, you need to dial the command on your phone - *900*01# and press the “Call” button. After this, the balance on your card will appear on the phone screen. However, this operation requires that your phone be connected to the Internet.
Also, information on the card balance can be transmitted to you via SMS. To do this, you need to send a message to number 900 indicating the last 4 digits of the card.
But please note that this operation will only be completed if the balance amount is requested from the phone linked to the card.
Method No. 5 - via the Internet
Each Sberbank client can create on the website financial organization mine Personal Area. This account will indicate absolutely all information related to your card - movement of funds, expenses and receipts, account balance, etc. To find out the information you need, you need to log into your account from any device connected to the Internet by entering your password and login. After that on home page your account will display information on your balance, which can be printed if necessary.
The Sberbank card has long become a popular means of storing personal funds, paying for purchases and accumulating bonuses not only in Russia, but also in many countries around the world. In order to control your expenses, and to ensure that you have the required amount of funds when you are going to pay for a purchase at the checkout, it is always very important to know the balance of your Sberbank card.
In order to find out how much money is left on your Sberbank card, you should use several methods. All of them are simple and do not require time or other costs.
You can find out the balance of your card from Sberbank
- by contacting an operator at a Sberbank branch;
- through the nearest ATM;
- using Sberbank online;
- "Mobile Bank" services;
- SMS requests;
- by calling Hotline As a rule, this procedure is completely free.
1. Sberbank branch
An option that rather belongs to the past. Previously, everyone stood in a long line with their passbooks, but now everything is much more peaceful and civilized. Having received a certain coupon, you go to the window number indicated on it and simply contact the operator.
All you need is your bank card and passport. A customer service representative will help you find out your card balance by providing account detail information and possibly printing it out. Obtaining statements of transactions may cost from 50 rubles. Not a very convenient option, as it takes time, and the required compartment is not always at hand. But in extreme cases, this option is worth remembering.
2. Information via ATM
The method is undoubtedly more convenient compared to the previous one. Can use an ATM from Sberbank, fortunately, they are the majority, and they certainly exist in any large establishment.
If you try to find out your card balance through a third-party bank, you may be charged a fee of approximately 15 rubles. Otherwise, everything is simple: enter the PIN code, and then click “Card Balance” and get information. You can choose the option with or without receipt printing by displaying the information on the ATM screen.
3. Sberbank-online
Finding out your card balance using the Internet is, without a doubt, very effective method, gaining momentum and popularity. You can always get information about the balance of attached cards and accounts in real time, and print it out if necessary.
First of all, you will need to activate this service. By the way, it will be possible to obtain or change passwords simply by receiving a printout from the corresponding point on the ATM. Then go to the site, just enter your password, and you will see complete information on all your attached accounts and cards.
You can find out your login by calling the Hotline. Already in the main menu “Accounts and cards”, you will first see the balance of your card, and at the same time your account.
4. “Mobile Bank” - find out the card balance via SMS
It will be very effective to activate the Mobile Bank service. The fee for it is not too high, approximately 30 rubles per month. But believe me, it's worth it. Be aware of all your card and account transactions.
The service can be provided free of charge, but then the functionality will be very limited. Mobile Banking is also free for the first 2 months after connection.
In order to find out the balance on a Sberbank card, you will simply need to send the word “balance” to number 900, and then the last 5 digits of your card number without a space. This is the case if you have several cards. If you have one card, then you should indicate the last 4 digits.
Number 900 can be replaced by others - 8-926-2000-900 and 8-916 5723-900, which are essentially the same thing. And the “Balance” command is identical: 01, BALANCE, REMAINDER, BALANS, OSTATOK. In response, you will receive a message with information about your account about how much funds are available to you and what your purchase limit is.
Instead of the balance, you can also request a partial statement for your Sberbank card. To do this, you will need to send any of these commands to the above numbers, or more precisely, one of them: 02, EXTRACT, VYPISKA, ISTORIA, HISTORY. In response, you will receive comprehensive information about the latest transactions on your card, and on the bottom line you will see the amount of available and credit funds.
A bank card is a plastic payment card issued on the basis of opening your own account. Regardless of its type, everyone can find out the balance. For such purposes, there are four ways to find out the balance of a Sberbank card.
Four methods to find out your balance:
- Contact a bank branch;
- Find out the Sberbank card balance via phone;
- Using the Internet and the official website;
- Using an ATM
Find out the card balance at a Sberbank branch
The first and easiest way is to contact a branch of the bank itself. You need to take your ID and card. This method is quite convenient, but there is not always access to an ATM. At the bank you can obtain information regarding the validity period of the card, its features, and also connect necessary services. For example, the Mobile Bank service can be activated with the support of an employee of a banking institution. There the client will learn about the details and services that exist for this tariff.
Find out the balance of a Sberbank card via mobile phone
You can find out the balance of a Sberbank card via phone only by connecting to the Mobile Bank service. There is an additional version “Economy”, which offers to block the card, find out account information and top up your mobile balance. Many users use it for two reasons: the ability to perform various operations from their mobile phone and the system’s quick response to 900 requests.
If the bank client has not previously been connected, he should enable the service:
- The mobile phone number must be connected to the card itself. That is, when registering, you indicated exactly this number.
- Send a message to number 900 containing the following text: 01 or BALANCE, and enter the last 4 digits of your credit card number.
Thus, the client immediately connects himself to the system with a full package of capabilities and services.
Full rate includes:
- Automatic notifications about various banking transactions;
- Balance data;
- Unblocking and blocking individual operations;
- Ability to send short commands and receive a quick response;
- Providing to the client complete information, regarding all specified bank cards to the phone number
If you decide to find out the balance of your Sberbank card via mobile, but use the Economy package, the payment for SMS will be up to three rubles. This tariff assumes that for each request you will pay money from your mobile account. The full package requires payment of up to sixty rubles per month, providing all services and capabilities.
To change the full package to “Economy” there are two ways: contact the nearest bank branch or send a message to the short number 900 with the text “ECONOMY and the last four digits of the credit card number.”
It looks like this: “Economy 6543”
You can return to the full tariff using the same scheme, only the text of the message will contain: “FULL 6543”. Using this method, you will not only be able to contact Sberbank and find out your card balance via SMS, but also have the opportunity to register in the online system.
You can find out the balance of a Sberbank card via SMS 900 only if the Mobile Bank service was previously enabled and the phone number was linked to the card itself.
Check your Sberbank card balance using the Internet
If the method of finding out your Sberbank card balance by phone is not suitable for you, use the online service. To work with this resource, the Sberbank Online service must be activated. You can enable it in several ways: by going to the nearest branch, using a bank terminal and through the Mobile Bank service.
For information of users: by connecting the service outside the bank’s office, the client gets access to a limited number of operations.
To find out the balance of a Sberbank card online, you need a login and password; they can be obtained at a Sberbank branch. To do this, the client must have documents confirming his identity and a bank card that was issued in the same region. An employee of the institution will offer to draw up a Universal Agreement, where you have access to all services.
Using the SMS method, the customer must first call technical support(800 555 5550) to get your login or user ID. The operator will ask you to provide a secret word, complete information about the card and user data, as well as information on recent transactions. If the information received matches the database, and you are sure that you want to activate this service, the operator will dictate a ten-digit number. It must be remembered or written down in order to be used to log into the site.
You can receive a password by sending an SMS to number 900 with the text “Parol”. The response message will contain a permanent password for the Internet service. You can also use the Sberbank Online mobile application to check your account.
Find out the balance of a Sberbank card through an ATM and service terminal
You can check your account using a service terminal located inside your nearest bank branch or any other location. To do this you only need three steps:
- Insert your bank card into the receiver.
- Enter your PIN.
- Select the “Request Balance” section.
Finding out the balance of a Sberbank card in this way is much easier, but you need to look for the nearest ATM. The fee for checking the balance is calculated from a commission fee, which may be mandatory in a particular bank.