Today, almost everyone has a plastic means of payment from Visa. It is important to monitor the status of your credit and debit card accounts. There are several methods for finding out the balance of a Sberbank card. For this they use mobile app, official website or quick service terminals.
How to find out the balance of a Sberbank card via SMS
All clients who have opened a bank account should attach their mobile number. All expense transactions can be controlled using USSD commands and messages. How to find out your Sberbank balance bank card via SMS:
- You need to generate an SMS with the text: ostatok/balance (choose any, Russian-language is allowed) and the last 4 digits of the number on the plastic.
- Send a message to a special short number: 900.
- Receive a response SMS.
You can send such messages only if your phone balance allows you to pay for them at the operator’s rate. In response to the sent request, a message will be sent with the following information:
- amount of available funds;
- the amount that can be spent on purchases;
- amount for cash withdrawal.
How to find out the balance on a Sberbank card from your phone
In addition to checking your bank account balance using messages, you can call the bank's customer support number. To do this, you need to write down the phone number 88002003747 and use it to control your balance. This number is also available to clients to resolve many issues (emergency card blocking, confirmation of transactions, consultations on the services provided).
How to find out your balance using this method:
- dial the hotline number;
- after the answering machine works, you need to press pound on the keyboard;
- dial the plastic card number;
- press the hash mark again;
- enter the first letters of the code word in numbers;
- if all the data was entered correctly, you will be taken to the main menu where you can find out the balance amount.
How to find out the balance on a Sberbank card at an ATM
The most popular way to view your balance is to use a bank terminal. As a rule, they are installed in all major shopping centers. To check your balance, you need a plastic card and a PIN code for it. The instructions are very simple:
- insert the tool into the terminal;
- enter the PIN code;
- select the desired section;
- receive data by check.
How to find out the balance of a Sberbank card via the Internet
Most modern version check your accounts - do it online. To do this, you will need to register in the remote customer service system, a computer, and an Internet connection. How can I find out the balance on a Sberbank card online? First, connect to the remote service system at the bank branch. After ordering the service, you need to register on the website. In his personal account, the client can view any information, top up his account, and make a transfer.
Instructions on how to check your balance:
- Log in to the online service system.
- Enter the code (will be sent as a message to your phone).
- After authorization, you can immediately view all your accounts opened with a given financial institution.
How to find out the balance on a Sberbank card through a mobile application
An ideal option for attentive clients who are accustomed to monitoring the balance of funds on their own card accounts is a mobile application. To use it, you need to connect to the remote access system and register on the site. You can download the application on any smartphone. After authorization in it, a five-digit security access code is set, after entering which you can enter the program.
How to find out the balance on a Sberbank card:
- Connect to the remote access system " Mobile bank» at a branch of a financial institution.
- Register on the official website.
- Download the application to your phone.
- Log in to the program.
- See all your accounts at once.
Video: how to find out your Sbercard balance
Checking the balance on a Sberbank card is necessary not only for those who are afraid of missing a long-awaited transfer Money, but also, so to speak, for preventive purposes. Money loves counting, and own funds on the balance, Sberbank cards also need periodic monitoring - too often in Lately Clients are worried, trying to withdraw your hard-earned savings into their accounts at the slightest inattention.
Today we will analyze all stationary and field situations in which you may need to find out the status of your account on a Sberbank card: when you have a computer or only a mobile phone at hand.
How to view the balance of a Sberbank card via the Internet?
The easiest way to check a bank card via the Internet is to use Internet banking. Even if you are not registered in the system yet, obtaining your login and password will take no more than 5 minutes. In Sberbank, your personal account allows you to check the balance of all accounts opened in your name in one region.
All other ways to check the balance of a Sberbank card via the Internet are unsafe! Under no circumstances enter your card details on third-party sites.
How to find out the balance on a Sberbank card from your phone?
If you have activated the “ ” service, you can check the balance of your Sberbank card via SMS to number 900 with the following text: Balance, Balance, Balance, Balans, bal, 01. Spelling errors do not play a special role, since the system is configured for possible typos .
Requesting a Sberbank card balance via SMS costs about 3 rubles if you have an “economical” mobile banking package (that is, you do not receive SMS alerts after each transaction). If you use the full package, SMS to number 900 is not charged. Please note that if you have several cards, after the word “balance” you must indicate the last 4 digits of the number of the desired card.
The second way to find out the balance of a Sberbank card is to order a statement. It will reflect the last 5 transactions and help you find out whether there were receipts on the Sberbank card. The format of the message to number 900 is the same: Extract, Vypiska, history, history.
Another option for finding out your card balance through a mobile bank is to install a mobile application on your smartphone. In addition to the Internet connection, you will need a login and password from Sberbank online. If you often need to check your Sberbank card account online, the application is an ideal option: at any time and anywhere you can quickly monitor the status of your account. Moreover, in real time.
You can also request the balance of a Sberbank card via phone in a simpler way: call hotline 8-800-555-555-0. You can check the availability of money on your Sberbank card by following the voice menu prompts or waiting for an available operator.
How to find out your balance on a Sberbank card? Standard methods
The surest way to check your balance credit card Sberbank - find the nearest ATM and see the balance. However, you can also use other people’s machines, but do not forget that only at Sberbank of Russia ATMs, finding out the card balance will be a free procedure.
You can just as easily use payment terminals. It doesn’t matter which Sberbank card you have - Visa or Maestro: you can check the balance of either of them in the terminal.
If you need to check a Sberbank card by card number (that belongs to you), contact the bank office or contact center. Don't forget to take your passport with you and remember the code word specified during registration.
Using this payment instrument, customers can make cashless purchases. This option is more convenient and comfortable compared to traditional cash payments. However, before performing the operation, you must make sure that there are enough funds on the media. The pressing question - how to find out the balance of a Sberbank card - can be solved in different ways.
Advantages of plastic cards
Speaking about this banking product, it is worth noting the opportunities provided to the client. Today there is a wide range of offers, but, in general, they are divided into two categories: credit/debit. You can find out the balance of a Sberbank card of any type using the same methods.
Regardless of the product, users can use the entire list of features offered by the bank (this is done to increase the comfort level of users who do not have to learn the basic aspects of using each product separately). The only exception may be VIP cards, whose owners have more opportunities and bonuses. Clients of this type are served out of turn and have a personal manager.
However, it is better to obtain such information from bank managers, since quite often new products appear or changes occur in the tariffs of the old plan. After listening to the consultation, the client will be able to choose the appropriate option for himself.
In general, the advantages of plastic media are as follows:
- Possibility of making non-cash payments. Today, large and even not very retail chains equipped necessary equipment to implement such operations. Not so long ago, this was considered a luxury and you had to withdraw money from ATMs.
- Making transactions between accounts/cards without commission or with a minimum fee. This issue has its own subtleties/nuances, which we recommend that you familiarize yourself with.
- Linking a card to a phone/Internet banking. Managing funds remotely is one of the most convenient options for working with plastic media. Using this technology, the client can quickly block the plastic in case of its loss. You can also find out your Sberbank card account balance and much more.
- Reasonable media service fee. It is removed automatically, so there is no need to monitor it, and the product itself is not blocked.
- Ability to quickly restore the card. Such an operation costs money, but the amount is insignificant.
Sberbank also offers its clients bonus programs, special plastic cards for travelers/car enthusiasts and other categories of citizens. However, the implementation of the account verification procedure does not change depending on the selected product.
Current methods of checking your account
Despite all the advantages of non-cash payments, if there are no funds in the account, it will be impossible to carry out the transaction (applies only to debit cards). For this reason, it is recommended that you perform a balance check before making a major purchase. Finding yourself in an awkward situation and refusing to purchase the desired product because of a frivolous amount that is not enough is what threatens customers who do not complete the check.
To make this operation more convenient, Sberbank has developed a number of options for monitoring account status. They are suitable for every category of population:
- Checking using an ATM;
- Possibility to find out the balance via SMS 900 (using a cell phone);
- Call the customer center;
- Contact the institution's office;
- Use Internet banking.
Financial institution specialists advise clients to familiarize themselves with each proposed method. It will not always be possible to check the balance of a Sberbank card via the Internet, and you will have to perform the procedure using other options.
There is no commission charged for the operation, which happens in other financial institutions. An exception may be the use of the Economy tariff package when using a mobile application, however, in in this case the service fee is not considered a commission fee. It is also worth noting that some operations are similar in their algorithm of actions. It's really convenient, it's easier to remember what needs to be done.
Every owner of a banking product can find out the balance of a Sberbank card. Regardless of the card type/account status (if blocked). However, in some cases it will be necessary to contact the institution's department to review certain issues. Such cases are usually individual and rare.
How to find out your balance via phone via SMS to 900
This is the most affordable option - all you need is to have a mobile device in direct access. Checking your balance using this method takes no more than two minutes.
A necessary requirement is that the phone number must be entered into the bank’s database and assigned to the cardholder. Simply put, you need to have a mobile banking service connected. This can be done at a branch of the organization / using an ATM.
In most cases, the function will be enabled by default when the client receives a plastic card. It’s easy to check money on your card via SMS to 900:
- You must write a message with the word BALANCE;
- At the end, separated by a space, insert the last four digits from the plastic carrier number.
Requests are paid. For each of them, a small amount (3-5 rubles) will be debited from the card account. This is the only disadvantage of this method. Otherwise it is quite convenient. The response message comes as quickly as possible. Problems can only arise if the mobile operator’s network is poorly functioning. In such a situation, the bank will not be able to influence the resolution of the problem.
Finding out the balance of a Sberbank card via SMS 900 is very simple. Key points of the operation:
- Mandatory connection of the client to the mobile banking application;
- The procedure is paid. For each request you will need to pay from 3 to 5 rubles.
Checking the card balance via the Internet using the card number
The procedure is simple. You must be registered in the Sberbank online system. The service is activated at a bank branch. Managers ask clients about this when issuing plastic card. The further algorithm of actions is as follows:
- Log in to the system (enter login/password);
- An SMS message with a verification code will be sent to the specified phone number, which must be written in a special field;
- After logging into his personal account, the client can familiarize himself with all accounts and cards opened with the bank;
- Using the card number, you need to find the required product and view the balance.
There shouldn't be any difficulties. The problem is solved in a short time. Internet access and a computer/laptop are required. As a rule, this method is used at home or in the office, much less often from mobile devices. Finding out the balance of a Sberbank card via the Internet by card number is quite easy even for those who are using such a service for the first time.
What to do if mobile banking is not connected
To do this, you can use any other option. For example:
- Call the customer center at: 8 800 555-55-50. In this case, you will need to remember the code word, which confirms that the request is being executed by the account owner;
- Use the services of an ATM;
- Visit the financial institution's office. In this case, you need to contact the office manager and follow his instructions.
The financial company has provided for everything possible options to open its services to a wide range of clients.
How to check your account at an ATM
The presence of special equipment makes various operations available, in particular, performing a request for account status. You will need to do a few simple steps:
- Insert the plastic media into the receiver;
- Enter PIN code;
- In the menu, select the Request balance service;
- Decide on the option: the account balance will be displayed on the screen/printed on a receipt.
Conclusion
Since the procedure is free, most clients choose a check. How to find out the balance of a Sberbank card, and what methods exist for this, will no longer be a problem for most users. Each of the described options works. Some may take a little longer, however this factor depends on the wishes of the client/his capabilities at the moment.
Each owner of a plastic card periodically needs to clarify the balance. We will look at how to find out the balance of a Sberbank card via SMS, as the fastest and most accessible, as well as several other methods for a similar question.
Sberbank card balance via SMS for free
Connecting a tariff for contacting via telephone is used to carry out an operation or find out the balance of a Sberbank card via SMS - 900 (free for all key operators). To make requests via messages, top up phones, make transfers and other operations, you need to connect the Mobile Banking service.
Mobile bank Sberbank
This happens in any way:
- At the branch by submitting an application;
- By telephone request to the Contact Center;
- At an ATM - independently using plastic.
In any case, you must first select the tariff type: Economy or Full. The first one is free, but has limitations:
- There are no reports on completed expense transactions;
- The service for clarifying the balance is paid - 5 rubles per one;
- Obtaining a statement of recent transactions costs 15 rubles.
Via SMS to 900
Thus, in order to find out the Sberbank card balance via SMS for free, you need to activate the Full service tariff. With an active Economy package, money will be debited each time for payment. Customers consider the most important feature that is not provided in the Economy package to be SMS about withdrawal of funds from the account. Therefore, in most cases they prefer to sign up for a paid package. Its cost is low and depends on the level of plastic:
- The simplest and unnamed products: 30 rubles per month;
- Classic: 60 rubles;
- Gold level and above: free.
Sberbank card balance via phone
The instructions on how to find out the balance of a Sberbank card via SMS to 900 for free are quite simple. It must be remembered that interaction is always carried out according to a similar routine: you need to enter a command corresponding to the wish in the SMS, as well as Additional information. In our case, this is the clarification of the card number. This is very important, because today almost everyone owns several types of plastic, even from one institution: payroll, credit, virtual, debit, etc.
In official sources you can find detailed description how to find out the balance of a Sberbank card via SMS 900 Free via SMS
The word used as a command is BALANCE. It can also be entered in English letters, With different options spelling: BALANS, BALANCE. The command word REMAINDER or OSTATOK will perform a similar function. If you want to further simplify and speed up the writing process, you can use a numerical command instead of words, which looks like this: 01.
After the command you must put a space and enter the number of the card about which you need information. There is no need to enter all 16 digits; the last four are sufficient.
To find out the balance of a Sberbank card via SMS for 900 for a fee, you need to follow a similar procedure.
Almost immediately the user will receive a notification with information of the following nature: payment system(Visa, MasterCard, Maestro) and balance amount. If the client has set transaction limits for himself, then the available limit for making payments and withdrawing funds from the card is also indicated.
By card number
The second method on how to find out the balance of a Sberbank card via phone is to send your question in ussd format. You need to dial the following combination: *900*command*plastic number (4 extreme values)#. Here it is more convenient to enter the command in numbers - 01, rather than in words. If you only have one Sberbank product, you don’t have to indicate the numbers from the card, but put a “hash” right after 01.
The amount and the information described above appears on the screen. The disadvantage of this method is that the information is not stored in the message.
In addition to the way to find out the balance of a Sberbank card via SMS to 900, you can call the Contact Center for free, and by telling the operator the necessary data to identify the client, get information Call the Service Center
To find out the balance of a Sberbank card via phone using the card number, you should use the services of the Contact Center:
- While listening to the autoinformer's prompts, indicate your wishes in the appropriate numbers: card information (2) – clarify the balance (1) – card number.
- Call the operator by pressing 0. Ask him to name the remainder. He needs to voice the number and code word to confirm his right to own the plastic (there is no need to give a PIN code).
- If you receive a Customer Code in advance to receive information through the Contact Center, you can find out the balance, check transactions, or block the product yourself.
If it is not possible to find out the Sberbank card balance via SMS to 900, you can always make a request for free through an ATM or at a bank branch Other ways to find out the balance of a Sberbank card
In addition, to find out the balance of a Sberbank card via telephone by number 900, you can use Internet banking. Access to it must be obtained through an operator over the telephone or in person, as well as through an ATM. In this way, a login is issued, and a password is assigned independently.
In your Personal Account you need to look in the Cards section. All client accounts are located here. Immediately next to the name of the plastic, the current balance is written.
The ATM allows you to find out the required amount if you insert a card and enter the PIN code. Next, you need to select the “balance” operation, which will be displayed on the screen.
Well, of course, you can always visit the branch and ask an employee your question. In this case, you need to have a passport and card. This method is chosen if there are misunderstandings regarding the value.
conclusions
Thus, the client needs to activate Mobile Banking in order to receive information and conduct transactions in the most comfortable and fastest way - through messages. Today, there is no option to find out the balance of a Sberbank card via SMS to 900 without Mobile Banking. But in such a situation, in order to find out the card balance, you can call the Contact Center, look through Online Banking or a self-service device (ATM), or at the bank office.
Plastic cards have long ceased to be something unusual in everyday use. As a rule, their holders periodically want to check the balance on a Sberbank card via the Internet, by phone or SMS to the short number 900. There are cases when the client does not have a service such as “Mobile Bank” connected, but the account is about to the long-awaited salary or transfer arrives, and wasting time waiting in lines is highly undesirable. Or he has doubts about the amount written off after paying with a card in a store or salon. Therefore, checking the balance is the best thing a person can do to resolve the above situations. But how to decide what exactly to use will be discussed below.
The bank offers its clients a number of services to check the status of their card account. You have the right to choose the one that is most convenient for you, or periodically use each of the available ones. This can be a request via an ATM, by calling a hotline, via the Internet or using mobile phone by sending an SMS request to the short number 900.
Via ATM
Using ATMs or self-service terminals. Both of them may have a different set of functions, but still the option to check your account status is enabled by default. It is important to follow the main rule: carry out the check optimally using the devices of this particular banking institution. Using ATMs of third-party financial institutions will result in quite a decent amount of money being charged for the service, but the information may be inaccessible or incorrect. Therefore, it is best to check the balance on a Sberbank card in the bank’s “native” devices.
The easiest way to find out the balance on the card is to make a request through an ATM The menu item in the interface that opens will be visible immediately: the request for the balance of funds can be performed either with or without printing a receipt - in the latter case the balance of funds on the card account will be shown on the screen. No commission is charged in either case. However, you need to be careful: if you check your balance at a Sberbank ATM located in another country, a commission may be charged. The list of countries and cities is published on official page bank on the Internet.
Call the hotline
The telephone number of the contact center is on the plastic, and is also listed on all payment terminals, in any advertising and information publications and leaflets published by the bank. This control option is perfect for those who do not have the opportunity or time to look for a nearby ATM, or do not have a connected Sberbank Online service, Internet access or Mobile Banking service.
A call to the hotline in order to check the balance on a Sberbank card via telephone will be free for the caller, and such a call can be made at any time of the day or night. To use this service, you need to follow the system prompts by dialing the required sequence of numbers. Plastic will also come in handy - in this case it is best to have it on hand, since you will probably need to enter the last four digits of its number.
The hotline operator will provide all the information you need, including the status of your account Via the Internet
It provides a fairly efficient and convenient way cash balance checks. In order to carry out the account control procedure via the Internet, you need to have an online service connected to the card. However, this allows you to carry out a similar procedure at any time of the day or night and make purchases and payments, transfer funds and make monthly loan payments.
You can activate the service to check the balance on your Sberbank card online at a branch of a financial institution. If difficulties arise, you should seek the help of a consultant to avoid mistakes. Authorization in the system will take place quickly, and the client must confirm his intentions each time he logs into the system - for this, the bank sends a five-digit digital password in the form of an SMS notification from number 900 to the client’s phone attached to the plastic.
Those registered in the online service have the opportunity to check their account In his Personal Account, the client immediately sees all his accounts, credit payments, deposits, cards, as well as their status. If desired, the system can generate a statement of the actions that the client performed on a specific account for a certain period. Logging into the system is absolutely free, not regulated by time or duration, and the request does not require commissions.
Those who wish not to be tied to a desktop computer can be advised to download and install a special mobile application on their smartphone. Thus, all accounts, deposits and cards will always be at hand.
SMS to number 900
This method of monitoring the status of a card account is quite quick and convenient. To check the balance on a Sberbank card via phone by sending an SMS message to the short number 900, the client needs to have at hand a phone number registered in the system from which to send the message. In the body of the message, type the word “Balance” followed by a space – the last 4 digits of the plastic number.
A similar scheme works with any product - provided that they are attached to a specific number. In this way, you can find out the balance of funds on both your credit and debit cards.
The most accessible option for obtaining information about the status of a card account is an SMS request to number 900 Obviously, this option is convenient. However, it fails in several cases. For example, there is no signal where the client is cellular communication. This means that not only can you use Internet services, but it will also be impossible to send a simple SMS notification to the short number 900. In the second case, this cannot be done if there is no money on the client’s phone. This is especially true in cases where it is necessary to control funds while traveling abroad. Typically, the tariffs of mobile operators are high, especially when it comes to sending SMS notifications. And, of course, using this channel is impossible without activating Mobile Banking. The option is activated when registering a card product at a bank branch.
Conclusion
Thus, it is obvious that checking the cash balance is a fairly simple and easily implemented procedure. What method the bank client will choose for control - via the Internet using the card number or by calling the hotline, through the Mobile Bank service or using the nearest bank self-service device - is up to him to decide. But in all of the above cases, it is worth remembering that it is best to carry out such a procedure using the bank’s resources, since it does not charge for such a service.